Terms & Conditions
Last updated: August 13, 2026 — Effective for all accounts created on or after this date.
1. Agreement to Terms
These Terms & Conditions (“Terms”) govern access to and use of the Quantum Leap Tax Blueprint web application (the “Service”), operated by Gibbs Fin Lit, LLC (“we,” “us,” or “Company”). By creating an account or subscribing to the Service, you (“Advisor,” “you”) agree to be bound by these Terms. If you do not agree, do not create an account or use the Service.
2. Description of Service
The Service provides a client tax-planning intake tool, an automated strategy-suggestion engine, and report-generation functionality intended for use by licensed or otherwise qualified tax and financial professionals as an aid to their own professional judgment.
3. Not Tax, Legal, or Financial Advice
The Service is an informational and workflow tool only. Strategy suggestions, generated reports, and any content produced by the Service do not constitute tax, legal, accounting, or financial advice, and are not a substitute for the independent professional judgment of a qualified advisor. The Advisor is solely responsible for reviewing, verifying, and being professionally accountable for any recommendation, calculation, or report delivered to their own clients using the Service. The Company is not a party to, and assumes no responsibility for, the advisory relationship between the Advisor and their clients.
4. Eligibility & Account Responsibilities
You must be at least 18 years old and capable of forming a binding contract to use the Service. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to provide accurate account information and to keep it up to date.
5. Subscription, Billing & Cancellation
The Service is offered on a paid, recurring annual subscription basis. By subscribing, you authorize us (via our payment processor, Stripe) to charge your payment method on a recurring annual basis until you cancel. Subscriptions renew automatically at the then-current price unless canceled prior to the renewal date. You may cancel at any time through the billing management portal available in your account; access to the Service continues through the end of the then-current paid period. Except where required by law, fees are non-refundable, including for partial subscription periods.
6. Client Data You Enter
You may enter personal and financial information belonging to your own clients into the Service. You represent that you have all necessary rights, consents, and authority to submit that information, and that your use of the Service complies with your own professional, ethical, and legal obligations to your clients, including applicable data privacy law. You are responsible for the accuracy of data you enter and for how you use any output the Service generates.
7. Acceptable Use
You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to gain unauthorized access to any account, data, or system not belonging to you; (c) reverse engineer, resell, or white-label the Service without our prior written consent; or (d) use the Service to submit data you are not authorized to submit.
8. Intellectual Property
The Service, including its software, design, strategy content, and branding, is owned by the Company and protected by applicable intellectual property law. These Terms grant you a limited, non-exclusive, non-transferable right to use the Service for your own professional practice — nothing here transfers ownership of the Service to you.
9. Disclaimer of Warranties
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY STRATEGY SUGGESTION OR CALCULATION IS ACCURATE, COMPLETE, OR CURRENT WITH APPLICABLE TAX LAW.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE OR ANY REPORT OR STRATEGY GENERATED BY IT — INCLUDING ANY CLAIM ARISING FROM YOUR CLIENTS’ RELIANCE ON MATERIAL YOU PROVIDED THEM. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
11. Termination
We may suspend or terminate your access to the Service if you breach these Terms, fail to maintain active payment, or engage in conduct that we reasonably believe harms the Service, other users, or third parties. You may stop using the Service and cancel your subscription at any time as described in Section 5.
12. Changes to These Terms
We may update these Terms from time to time. Material changes will be communicated by posting the updated Terms with a new “Last updated” date and, where appropriate, by direct notice. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
13. Governing Law
These Terms are governed by the laws of the State of South Carolina, without regard to its conflict of law principles, and any dispute arising under them shall be resolved in the state or federal courts located in Spartanburg County, South Carolina.
14. Contact
Questions about these Terms can be directed to info@gibbsfinancialfirm.com.